Retirement planning should include consideration of how frailty — or deteriorating mental or physical health — may impact security. Citing work by Christine Cigolle and Mary Beth Ofstedal, this story says that nearly a third of people age 65 and older suffer from some degree of frailty, which can spell unanticipated financial risk to a retirement plan. Several recommendations are made to lessen the risk of frailty and, more important, to lessen its impact.

More about Work of Cigolle, Ofstedal et al. cited in Forbes story on frailty risk among the elderly >